Tenant Referencing Service

Tenant credit checks that support better letting decisions

A tenant credit check helps provide additional insight into an applicant’s financial profile. Used alongside referencing, it supports better risk awareness and more confident decisions.

  • Clear financial insight
  • Supports informed decisions
  • Fast professional turnaround
  • Works alongside full referencing
Professional checks. Clearer outcomes.

Credit checks form an important part of the referencing journey by helping landlords and agents assess applications more confidently.

Why it matters

Why credit checks are important

01

Financial insight

Helps provide a clearer view of an applicant’s financial position as part of the wider referencing process.

02

Risk awareness

Supports more balanced letting decisions when combined with affordability checks, identity and other referencing checks.

03

Better referencing

Works as part of a broader referencing process for stronger outcomes and clearer decision-making.

How it works

How it fits into referencing

1

Submit applicant details

Start the process with the key information needed to begin reviewing the application.

2

Credit information is reviewed

Credit information is considered alongside the wider referencing process to support a more complete picture.

3

Receive a clear outcome

Results are presented in a straightforward way to help landlords and agents decide on the next step.

Why choose this service

Built for confident tenant decisions

Clear and structured results

Our referencing process presents information in a simple, easy-to-understand format, helping landlords and agents assess applications quickly and confidently.

  • Clear outcome summaries
  • Easy-to-read reports
  • Consistent structure across applications
  • Supports faster decision-making

Designed for landlords and agents

Every part of the process is built around practical letting decisions, helping you move forward confidently while maintaining a professional approach. If you manage tenancies professionally, explore our tenant referencing for letting agents service and first-year offer.

  • Clear and consistent reporting
  • Supports more confident tenant decisions
  • Helps reduce letting risk
  • Designed for landlords and letting agents

Start your referencing process

Begin the tenant referencing process with a service built to help landlords and agents make clearer, more confident decisions.

Login to Start Referencing
Now available

Rent Guarantee Protection

Add an extra layer of protection after satisfactory tenant referencing. Rent Guarantee and legal-expenses cover is available for eligible tenancies and arranged through Insure4Sure.

Rent Guarantee and legal expenses
Available for eligible tenancies
Subject to satisfactory referencing
Official policy documents apply
Prices from

£210 per year

Protection designed to support eligible landlords after a tenant has completed the required referencing process.

Eligibility, cover, exclusions, limits and claims conditions apply. Read the official quotation and policy documents before purchasing.
Speak to STEP 1: 01733 404700

Clear pricing

Instant Credit Check — £9.00

Pay securely online when you order. VAT is not currently charged.

Create your STEP 1 account